Who can use our service?
- Age: 22 - 60 years
- Location: The Philippines
- Occupation: Employed individuals and selected professionals
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Financial Help is a loan company that uses financial technology to serve its customers better. Currently, our service exists 100% online. We believe that a purely online service will bring our loan product efficiently and equitably to more customers.
Yes, company name is Financial Help Financing Inc. SEC Registration Number CS201726430. Certificate of Authority #1181.
Financial Help is registered with National Privacy Commission and strictly complies with data protection and privacy regulations. Rest assured that all information provided will be respected, safely kept and will not be used for any fraudulent activity or unauthorized action.
The following eligibility criteria must be met to apply for the loan:
• The applicant must be between 21 and 70 years of age, and can be an employed individual, an entrepreneur, a civil servant, or a selected specialist.
• Only residents of the Philippines are eligible to apply.
• Additionally, a valid bank account or e-wallet account is required.
• There are no specific credit history requirements needed for the loan application.
The annual interest rate for loans ranges from 24% to 143%.
The loan term can vary from 3 to 12 months with an option to extend the term.
The loan amount can range from 1000 PHP to 50,000 PHP.
If you borrow 25,000 PHP for a period of three months at an annual interest rate of 24%, your monthly payment will be 8,668 PHP. The total cost of the loan will be 1,009 PHP per month.
Before signing a loan agreement, it is crucial to carefully read and understand the terms of repayment. Failure to comply with these terms can result in penalties. If a payment is delayed, a penalty ranging from 0.1% to 1% of the loan amount for each day of non-payment will be charged. If the borrower consistently fails to make payments and does not communicate with the creditor, the debt may be transferred to a collection agency.